It’s a personal taste kind of thing, where there’s decent arguments either way.

Proponents of having a loaded chamber value having the firearm immediately ready, because a situation where they actually need to draw on someone/something may not have time or space to use both hands to rack their pistol before someone/something is on them.

Those who want an empty chamber consider the increased safety vs potential malfunctions/accidents to outweigh the risks of being less able to respond to a small subset of threats.