You don't need to be rich to fund your own digital service business, if the only costs (while you're small) are a server and your own time. You merely need to be not poor. There are many people unable to do that, but people with the time to post on Hacker News probably have the time to start a business.

There are plenty of logistical barriers other than access to money, that prevent people from starting businesses. All these barriers can be overcome by being rich, but that's not the only way they can be overcome. Collectively, we can call these ways-to-overcome-barriers "privilege" (to crib from the language of academic feminism).

> You don't need to be rich to fund your own digital service business

You do if you want to transcend beyond the noise. Which you claim said business has. I'll take your word for it. It isn't technology that makes a technology company. Technology is easy. The hard part is getting to know the world. That's what takes tremendous resources nowadays (as before, it wasn't always so hard, but unless you have a time machine...).