Wow. Don't you need to pay a Apple license as well to distribute apps in Macs?

Not for Mac. MacOS is an open garden: there is an app store; or you can install signed apps (requires Apple cooperation); or you can install unsigned applications. MacOS gives you a nudge to the app store (which has genuine advantages) and a much stronger nudge away from unsigned non-app-store apps, but it is still an open garden. iOS is closed garden, which makes some sense for the security guarantees it can give for financial applications.