I’ve been talking to wealth management firms and am truly underwhelmed. AFAICT, they charge 0.5%-1.35% for therapy and the chance to put you in high fee products. Roboadvisors are a brilliant product for most people. In fact, a simple Boglehead portfolio is all you need. Most people have simple and similar risk profiles.

The feature I think would be useful is how to manage taxes. Roth conversions, selling the right lot, qualified dividends, tax loss harvesting, etc. A related feature would be generating income while minimizing taxes, i.e. Schwab’s Intelligent Income.

Betterment's roboadvisor has tax loss harvesting. It does the basics like selling the right lot; I'm not educated enough about finance to say what it's still missing (that would be easy for a bot to do).

https://www.betterment.com/tax-loss-harvesting

https://www.betterment.com/resources/tax-loss-harvesting-met...