20/year maybe, 5/month very rarely. At 5/month on my personal credit card there are so many tools out there that there is usually something, in a different space, that I could spend on. I don't want to be eaten alive by subscriptions, so I made a budget and I'm at limit for subscriptions.

Obviously I would be better off trying to reduce my grocery costs instead (spend way more), but personal subscription translates in my brain to "I should be using this almost every day" and that is rarely the case for these tools. Exceptions are YNAB, Logseq, raindrop