No offense taken. We understand.

Its something we have considered. At this stage you can use a temp email and we don't link to bank accounts.

For the hacker news crowd - I am sure they would be comfortable downloading and running containers etc. In theory we could have an offline mode (though we do use some market data that updates semi frequently so we would have to release a new binary periodically)

For the general population that becomes less of an option. We have also seen an increasing comfort in people sharing select financial information (and APIs to more safely share and constrain banking information). We also think we have some neat ways to provide a lot more value without needing to sync as much information as others but thats for 2-3 versions down the line.