Any actual data you can share?

My understanding from friends in the payment industry is that the “high fraud rates” are just people lying to their credit card companies when their spouse / whoever questions the charge.

If someone has the ability to process fraudulent credit card charges, why in the world would they waste that opportunity buying $20 of digital porn rather than a physical good that can be sold?

I believe GP that the issue is just pressure from evangelicals resulting in a de facto boycott of the woke porn virus.

I mean from the processor's POV it hardly matters _why_ there is high fraud, just that there _is_ high fraud.