Personally, I would get started using Aider.chat. It's pretty intuitive if you're comfortable in a terminal.

No matter what, the current paradigm is the "mixture of experts", aka defining roles and then switching between the roles. In the case of Aider, you're mainly looking at "architect" and "code". Others like Cline/Roo provide also this, but more limitations and access to MCP. Honestly, I would avoid these more advanced tools until you get an understanding for how everything works.

Begin with your "architect" and agree on a design, then act as an engineering manager to guide your "code" model to implement the tests. Once you have a full test suite, make sure that you can use commands like `/lint` and `/test` to call your toolchain as needed.

I personally prefer this method (again, when you're getting started) because it's independent of every IDE and will work anywhere you have a terminal. After you get comfortable, you'll quickly want to use a more advanced tool to trade your money for the time of the machine(s). When you get to that point you'll understand what the fuss is about.