Which is why I personally disagree with

  >> The question isn't what's being accessed, it's who is accessing it.

There will always be good reasons to access data, and sensitive data. There is always good that can come out of this. But just because you can do something good with it doesn't mean you should. You can do a lot of good with a nuclear bomb, but I don't want any ever built because it takes only a small mistake (not an act of malice!) to have huge consequences. There is always a cost, you must always consider if the costs are worth the benefits.