I'd be happy to build there without insurance. There are plenty of ways houses can be wildfire proof in the same way they can be made to withstand hurricanes and earthquakes.

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gaws a year ago | parent | next [-]

> There are plenty of ways houses can be wildfire proof in the same way they can be made to withstand hurricanes and earthquakes.

Sounds like a load of bull.

	▲	xnx a year ago \| parent [-]
		> Sounds like a load of bull. Don't take my word for it. There are plenty of professionals and agencies who explain how it can be done[1]. I'm not saying there aren't tradeoffs, but it is definitely possible. https://www.nifc.gov/fire-information/fire-prevention-educat...

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glimshe a year ago | parent | prev [-]

Genuine question: how can you make a house resist major fires such as the LA Fires?

Why aren't multimillionaires doing that?

	▲	xnx a year ago \| parent [-]
		> how can you make a house resist major fires such as the LA Fires? Not an expert, but the main ingredients seem to be to create a defensible space free of combustibles (trees, brush, foliage, wood piles, wooden fences, etc.) within a perimeter of the house and build the exterior fire-safe materials (tile, slate, sheet iron, aluminum, brick, or stone). > Why aren't multimillionaires doing that? I don't think the wealthy have anymore risk foresight than anyone. Almost everything in the system is discouraged from emphasizing catastrophic risk: buyers want a fancy looking traditional house (not a barren yard and unconventional building materials), real-estate agents want to close on as expensive a property as fast as they can, and the municipality is discouraged by owners/voters from forcing expensive fire-safe changes. It's human nature not to learn hard lessons until they directly affect you.