If you’ve actually done the calculations with real numbers share the math. Otherwise stop assuming the conclusion.

The calculation was done by the insurers who refuse to insure the area, or must subsidize all insurance with nearby policies.

	▲	therealdrag0 a year ago \| parent [-]
		Surely there are rates at which they’d would insure the area? And you have shared no data on who is or is not willing to pay those rates.