Where are you suggesting we live then? Most all of the US is at "constant" risk for at least one kind of disaster in your list or another.

Far enough inland that the rising sea levels will keep you 50 miles away from the coast for the next century anywhere east of a north-south line that runs through the middle of Kansas. These are places where it rains so you have local water supply and you don’t have a yearly wildfire season and the risk of hurricane destruction is far lower. Also just not in the floodplain of a local river.

This is like half of the country.