| ▲ | paleotrope a day ago |
| It seems like "severe storms" have increased quite a bit, the other categories not so much. What does "severe storm" mean here? Doesn't seem to mean hurricanes or winter storms. So what gives? Is this just political patronage handed out under the cover of claiming a big storm knocked some trees down? |
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| ▲ | paleotrope a day ago | parent [-] |
| Ok so the source, https://www.ncei.noaa.gov/access/billions/time-series/US says, "tornado outbreaks, high wind, hailstorms" So most of this cost is roof damage. Which is an area rife with insurance fraud and getting worse. |
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| ▲ | trollbridge 15 hours ago | parent | next [-] | | The main problem is (a) the cost of roofers has gone up significantly, (b) as a country we switched from more durable forms of roofing like slate to cheap forms that are harder to repair and easier to damage, like asphalt shingles, and (c) the roofing industry is now full of bad actors committing near-insurance fraud. | |
| ▲ | JKCalhoun a day ago | parent | prev [-] | | Roof damage fraud ... my understanding is the insured has roof damage, takes a payment from the insurance company but does not repair roof, next storm comes along: roof damage again! Easy enough I think to solve. |
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