Installing a docker container (I am referring to your "cloud" point) and maintaining it is orders of magnitude easier that managing a service on a VM. I do IT stuff since 1994 (pro and perso) and I have seen it all (just an expression, I actually saw 2% of the all :))

I have about 30 services at home, they do not require maintenance. They just update on their own (Home Assistant failed once in the last 10 years), there are no dependency hell and I need to only maintain one OS.

I like to code and the idea to hace "service as code" or rather "service as yaml" is great (though I hate yaml)