>>If someone drains my accounts, I'm definitely screwed.

You ring your bank and it's reversed almost instantly. Your photos on the internet you have no way of doing anything about them, they are there forever.

Not to downplay the ramification, especially to a young person, but the leak of photos are a passing thing and it's quickly forgotten. Afterwards you're pretty immune, what are they going to do, leak the photos again?

A young Danish woman had nude photos leaked by an old boyfriend. She had her friend take better pictures and posted those herself so now no one can find the original photos. Not suggesting that as a solution, but I thought it was a pretty fun response.