Your second point is questionable at best.

Making money hard to trace most directly hurts countries like the USA that are used to using the financial system to enforce their will. For example virtually every crime worth doing turns into money laundering when you try to turn your profits back into money you can use in normal ways.

The bad actors that you name generally come into conflict with the USA at some point, and the USA tries to use the financial system to punish them. Conversely those bad actors do not want effective financial controls, because the may exploiters of their poor financial barriers are powerful insiders who manage to funnel money to their own bank accounts. The rank and file will get punished for the attempt, but who gets punished is political. Top leaders are always taking money, and don't want it to be trackable.

Is that bad for the country? Sure. But so is dictatorship. This is unlikely to convince dictators to step down though.