None of those qualities are true of crypto currency. It is not anonymous with bitcoin, it is not final as with tether, and KYC makes it not censorship resistant either. And for all this it has fairly high tolls too. Crypto is not a currency used for trade except illegal trade. It is a greater fool scheme.

I've made purchases with monero that were anonymous and final. From memory the transaction fee was something like 10c. Worth every penny.