Or at the least, download PDF statements every month. I fear that if too many people don’t do that, eventually they’ll remove that feature due to low demand.

I would be ecstatic if my bank allowed me to generate (and revoke) a set of API credentials that were narrowly permitted to download transaction/statement data."

Alas, for many people the "workaround" is to put their credentials into a third-party service, and the fact that such things exist make me think I'm taking crazy-pills. [0]

[0] https://www.youtube.com/watch?v=fRL80YB0x3s