I agree that if you pay $0 in maintenance you come out on top. But since you will have to pay high insurance and potentially high repair costs (and those repair costs get closer the older the car is), the price of the car tanks on the used market.

> insurance and collision repair works out not much different from other luxury cars

No, it does work out differently than other cars of a same retail value, that's very well documented. See my other comment

This is poor documentation... again I'll say if you are a shitty driver you will be paying high insurance and you will be having issues fixing the car and whatnot not matter what the car is. I have been a driver since 1993 and have had one claim where I was at fault (slippery road, rear-ended a car in front of me). my insurance on the Tesla is as cheap as it gets, like $68/month. have several friends that drive Teslas too (mostly 3 and Y) and no one is paying high insurance.

if you know you are going to F sh*t up with the car and have bunch of claims on it and have it at the shop all the time - I agree with you Tesla is not for you. But if you are a good driver insurance and maintenance is not a thing you need to worry about at all...