My comment wasn't so much about being pedantic, though insurance would cover the hail and you're paying for that regardless of output amount.

I was more taking umbrage with referring to curtailed solar and wind as "waste". It isn't waste any more than the sunlight falling on a plot of land without a solar panel is waste; neither have a real marginal cost associated with them.

Unlike say the coal plant that chooses to go into negative prices rather than turn down its output.