Since the company the article is about is a new fintech, I’d say users should be comparing to online banks and not the old guard retail banks.

I.e. Marcus, Amex, citizen access, etc. note those are tied to very reputable businesses too.

Then there’s the hundred or more high yield online banks that are more unknown like live oak bank and others.

Choosing either of those two group to compare to, which since gotta was an unknown online bank seems far more appropriate than a legacy retail bank, and yotta’s interest rate is bad.

For fucks sake, Nobody's comparing anything, I'm just replying to a guy who said "Most major banks did not offer such a rate in a generic mass market liquid savings product."

Just because there exists a few places you can get such interest rates doesn't make that an untrue statement.