Yes but he's not a lawyer. We're not talking about military strategy. Sabotage is not necessarily an act of war. Sabotage can also be simple crime. Crime is not excluded from insurance payouts.

Think about the MV Dali that crashed into the bridge in Baltimore. Was that an act of war by Singapore against the United states? Six people actually died in that case.

Sabotage committed by a foreign power could be considered an act of war though….

Who would claim what depends on who benefits from what type of claim, I expect.