Every billionaire is a policy failure. It's not a question of equity, the issue is that no one human should be that powerful. It's very obvious that its leading to the US's rather quick and colorful decline. A small cohort of very powerful people are moving elections and policy to enrich themselves, everyone else be damned.

Even assuming all of this is true, nothing you've said means it's wrong to want a billion dollars. As described, your issue is with the system that makes it possible to get it.