What kids really need is a mandatory personal finance class at the High School level. This would teach them how to handle money, debt, spending, budgeting and general financial health.

Nothing would help the next generation more, even above giving them seed investment money, than helping them avoid the pitfalls which are just waiting for them around every corner.

My daughter took an elective for this in HS, and every day would come home and say how much she was learning and how empowered she felt about money afterwards.

> What kids really need is a mandatory personal finance class at the High School level. This would teach them how to handle money, debt, spending, budgeting and general financial health.

Most of us are completely clueless in high school and the lessons will be completely forgotten. (Though I'm happy my province, Ontario, started doing this a few years ago.)

Some U.S. States have moved on this, such as Ohio, yet it does not get the coverage and press it deserves. Consider how much the debt driven capitalism machine would change if we force educated our up and coming young adults to understand how finances function. Very few think in time in our perceived as instant world and the social cost of this has only just begun.

Are there good suggestions for a personal finance class at the high school level that one can take online?